Refinance
Calculator

Find out exactly how much you could save by switching home loans. Compare rates, factor in switching fees, and see your lifetime interest savings.

Your Current Loan

$
%
25 Years

The New Loan

%
$

Discharge & registration fees

25 Years

Estimated Savings

$168 /mo
1st Year Savings
$2,016
Months to Break Even
5 Months
Lifetime Interest Saved
$51,099
Current Repayment $3,360 /mo
New Repayment $3,192 /mo

* Disclaimer: This calculator provides an estimate only. Calculations assume that interest is calculated daily and charged monthly, and that the new interest rate remains constant for the life of the loan. It also assumes the switching fees are rolled into the new loan balance. Does not account for Lenders Mortgage Insurance (LMI) if your LVR is above 80%, or break costs if you are exiting a fixed rate.

Disclaimer: This calculator provides an estimate only based on the figures you input. It does not constitute a quote, loan approval, or financial advice. Interest rates and loan terms are subject to change.